Lenders
Supply liquidity
Deposit the borrow asset. Withdraw when available liquidity covers your share. Pause still allows lender withdraws.
Keys-only · not live
MonoLend
One overcollateralized market. Lenders supply the borrow asset. Borrowers lock collateral at a fixed 75% LTV. Zero interest in v1 — no fake APY.
How it works
Same loop as Aave/Compound-style pools, scoped to a single collateral / borrow pair.
Borrowers
Collateral → borrow
Deposit collateral, then borrow up to 75% LTV. Repay any time. Borrowing stays off until the pool is seeded and opened.
Liquidators
Health < 1
When health falls under the 80% liquidation threshold, liquidators repay debt for a 5% bonus on seized collateral.
Published params
On-chain defaults for the Foundry kit. Confirm live config after deploy — never invent TVL.
| Parameter | Value | Notes |
|---|---|---|
| Max LTV | 75% | Borrow cap vs collateral value |
| Liquidation threshold | 80% | Health factor tripwire |
| Liquidation bonus | 5% | Seized collateral premium |
| Interest | 0% (v1) | Honest scope — no yield theater |
| Oracle | Pluggable IPriceOracle | Manual oracle for test; replace for mainnet |
| Owner | Safe (mainnet) | Pause + borrow gate + oracle |
Status
Built and keys-only. Public borrow is closed until Sam opens the market.
Contracts
LendingPool + ManualPriceOracle. SafeERC20, reentrancy guard, pausable. Mainnet deploy requires an explicit arm flag.
Tests
Unit + invariant fuzz green via Foundry. Internal security review only — not a third-party audit.
Live flag
IS_DEPLOYED=false. No public CAs, TVL, or APY on this page until a real deployment is verified.
DeFi risk: smart contracts can fail; collateral can liquidate; oracles can be wrong. This site does not solicit deposits. MonoLend is separate from StakeFi, TangoSwap, and Loop Finance.